Data Security Policy

Data Security Policy Overview

We designed our Sites to use communication through Secure Socket Layer (SSL) technology, which encrypts your information while it is being transmitted to us. Browsers that do not allow use of SSL may be prevented from navigating sections of our Sites. We also use firewalls and other technical, administrative and physical measures to protect the information that you provide to us.

While we implement the above security measures on our Websites, you should be aware that 100% security is not always possible.

While no data transmission over the Internet or information storage technology can be guaranteed to be 100% secure, MortgageBite understands your concerns with the safety of your personal information. The following is a summary of the measures MortgageBite takes to protect your information and descriptions of ways we implement these measures for different types of information you may provide to us.

Secure Website and Encryption

MortgageBite uses well-known and vetted security technologies to protect your data and transmissions between you, MortgageBite, banks, loan brokers and real estate professionals participating in the MortgageBite Websites (please see the Terms of Use Agreement and Privacy Policy for additional information, definitions, and terms that govern this Policy). Transmissions between MortgageBite, banks, lenders, loan brokers and real estate professionals are encrypted using public key cryptography algorithms with a minimum key size of 128 bits.

Those pages on the Websites that ask for your personal financial information are delivered to your browser through HTTPS, a secure server communications layer. Transmission between your browser and our web server, including when you send your personal financial information to us, is implemented using Secure Sockets Layer (SSL) technology. SSL encrypts it, making the information unreadable by anyone except MortgageBite. SSL does not allow anyone to intercept and read your personal information; only we can decode the encryption. This technology requires any modern web browser such as Internet Explorer, Firefox, Safari or Opera. You can verify that your communications with MortgageBite are secure by checking for the key or lock icon on your browser. If your browser’s security feature has been turned on, a pop-up box will notify you when you enter a secure page.

Extended Validation SSL Certificates give high-security Web browsers information to clearly identify a Web site’s organizational identity. As people use the Web for commerce, business, and social activities, they share personal and confidential information. High profile incidents of fraud and phishing scams have made Internet users very concerned about identity theft. Before they enter sensitive data, they want proof that the Web site can be trusted and their information will be encrypted. Without it, they may abandon their transaction and do business elsewhere. High-security browsers and Extended Validation SSL Certificates provide third-party verification with a visual display (Green address bar) that gives consumers confidence and builds trust in MortgageBite. An Extended Validation SSL Certificate helps our web visitors complete secure transactions with confidence and puts our organization in a leadership position.

Another important information security measure in place throughout the Websites is the timeout feature. This feature will log you out if there has been no activity within a specified amount of time.

Firewall Protection

Firewalls are special purpose devices that protect and screen out malicious attempts to access information and networks. MortgageBite deploys firewalls at several points in its environment, including between you and the web server, the database servers, and MortgageBite’s internal production networks.

Lender Verification

MortgageBite attempts to verify all mortgage lender accounts using the NMLS system.   All new accounts are manually verified by MortgageBite staff using the NMLS consumer access website (http://www.nmlsconsumeraccess.org/) as well as any applicable state verification systems and other resources.

 

Last Updated: January 20th, 2017



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