Michael McGovern

Michael McGovern
Mortgage Loan Originator
at

E Mortgage Capital
28 Jackson Avenue
Rockville Centre, NY 11570

Loan Types:
Conventional
Refinance
FHA
VA
Jumbo
Reverse

Travel Radius:
60 miles

NMLS ID:
114132

State License Numbers:
HI - 114132
TX - 114132
VA - 114132

Service Area
About Me
Michael has over 20 years of experience in the mortgage industry. He began his career with the legendary investment bank Bear Stearns & Co. in the back office in 1997. He was quickly promoted and completed the Fixed Income Analyst Program while working in the mortgage department. Michael was assigned to the Financial Analytics and Structured Transactions group (F.A.S.T.). The group analyzed commercial and residential mortgages for the sole purpose of grouping their cash flows together to create bonds. He participated in the structuring and issuance of billions of dollars in CMBS (commercial mortgage-backed securities) and MBS (mortgage-backed securities) deals during his time with Bear. As the mortgage business evolved, investment banks began to create their own mortgage divisions, and this led to Michael being recruited by Lehman Brothers. There, he helped create and sell mortgage products directly to mortgage brokers and direct lenders.